MOST PEOPLE DON’T PLAN TO FAIL, THEY FAIL TO PLAN! 

Just as you are expect to change the batteries in your smoke detectors, and you go to your family doctor for your regular yearly checkup, you should also regularly evaluate your financial position.  From the time you purchase your first home to the time your family starts to grow your financial needs change too.  Most people go through life financially with the mindset that they have no choice but to keep working and make sure there’s enough money to pay the monthly bills and satisfy their families’ monthly needs.  

How Will You Measure Success in 2012?  If you’re like most people you’ve been breed to go to school, get a good job, get married, buy a home and raise your family.   

Did you know that according to the Canadian Payroll Association (CPA) 40% of Canadians Live from paycheque to paycheque?  The disheartening part about this situation is that many of us have no or little insurance to protect ourselves or families in the event that an unexpected disability, illness or even death strikes.  How irrational is this? We work so hard to live the life we’ve been breed and we do nothing to protect it once we’ve achieved it.  But, we all know this would never happen to us.  So, we’ve been blessed to continue to maintain our foreseeable lifestyles and yes, still we do this paycheque to paycheque. 

Many homeowners planning on making a move struggle with not knowing what they should do first.

SELL FIRST THEN BUY?

or

BUY FIRST THEN SELL?

The first step in making this decision will be to know the market condition in your local area, not what you hear on the evening news. Most Realtors offer this type of consultation free of charge. 

Giosetta believes that just being out there selling homes does not make one a good REALTOR®. Being a good REALTOR® also requires the constant training and education that supports the many changing rules and regulation in all aspects of home buying and selling.  Its' much more then knowing the market its' keeping up with the many changing financial rules as well as understanding energy efficient homes and the environmnet.